Prepare To Fight For Storm Compensation Claims, Louisiana Insurance Commissioner Says

Louisiana Insurance Commissioner Jim Donelon said Wednesday that policyholders who were affected by Hurricane Ida and Tropical Storm Nicholas - and who might have to weather more storms before this year’s hurricane season ends - should file claims early and be prepared to fight for them.

Already there are signs that some insurers are pushing back on Ida claims.

State Farm, the largest home insurer in Louisiana with a market share of about 26%, has refused to waive its policy clause that limits evacuation cost claims to people who were subject to an evacuation order.

Donelon said that Allstate, followed by others with large Louisiana market shares, including USAA, Progressive and Liberty Mutual, have all indicated they would waive the clause.

So far, State Farm is the only major insurer explicitly refusing.

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